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Open-Panel care Model Health care left practicioners could contract with doers an Independent cheaphealthinsurance Practice Association abingdon (IPA), michgan which then care contracts with quailifications the HMO. contest This model is an checkup instance of an intermoutain open-panel HMO, in which Garry a physician punta may have his own discount individual office and may xr also have patients who reliant are non-HMO members. In medtronic the network setup, an habitations HMO may californis enter into agreement intermoutain with a polynesian assortment of groups, IPAs, decreases and single bldg M.D.`s. 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